No Medical Insurance
Up to $250,000 Accidental Death & Dismemberment

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FutureSafe AD & D Insurance Plan

Coverage is provided for any Accident resulting in death, dismemberment, paralysis, loss of use, sight, speech or hearing - anywhere in the world - 24 hours a day - on or off the job.

Benefit Amount

$25,000.00 to $250,000.00 guaranteed acceptance with no medical exam.

Benefits

  • Education Benefit
  • Day-Care Benefit
  • Rehabilitation Benefit
  • Hospital Indemnity
  • Common Disaster Benefit
  • Seat Belt Benefit
  • Aircraft Coverage
  • Exposure and Disappearance
  • Occupational Training Benefit
  • Family Transportation Benefit
  • Home Alteration &/ or Vehicle Modification Benefit
  • Workplace Modification & Accommodation Benefit

Specific Loss Accident Indemnity

When Injury results in any of the following losses within three hundred and sixty-five (365) days after the date of the Accident, the Insurer will pay:

For Loss of:  
~   Life The Principal Sum
~   The Entire Sight of One Eye Three-Quarters of the Principal Sum
~   Speech Three-Quarters of the Principal Sum
~   Hearing in One Ear Two-Fifths of the Principal Sum
~   All Toes of One Foot One-Third of the Principal Sum

For Loss or Loss of Use of:  
~   One Arm Four-Fifths of the Principal Sum
~   One Leg Four-Fifths of the Principal Sum
~   One Hand Three-Quarters of the Principal Sum
~   One Foot Three-Quarters of the Principal Sum
~   Thumb and Index Finger or at
     Least Four Fingers of One Hand		 Two-Fifths of the Principal Sum

For Paralysis of:  
~   Both Upper and Lower Limbs
     (Quadriplegia)		 Two Times the Principal Sum
~   Both Lower Limbs (Paraplegia) Two Times the Principal Sum
~   Upper and Lower Limbs of
     One Side of Body (Hemiplegia)		 Two Times the Principal Sum

Rates and Payment Information

  • Buy up to $250,000
  • Premiums can be paid on a monthly or yearly basis
  • Convenient Payment Options: VISA, Master Card, cheque, or Pre-Authorized payments directly from your chequing account.

Eligibility

  • Between the ages of 18 and 64
  • Coverage terminates when the insured reaches age 65
  • Coverage is subject to pre-existing conditions, exclusions and limitations
  • Please see Certificate of Insurance for details

1FutureSafe AD&D Insurance coverage is subject to limitations and exclusions. Please read the Certificate of Insurance for definitions.
2Price is subject to change.