KWIK Enrollment Critical Illness Insurance Plan

Critical illness insurance is a form of health insurance that provides a lump-sum, tax-free payment should you become seriously ill. It is designed to help you cope financially if a serious illness or other condition stopped you or your spouse from working or running your household during treatment or recovery.

Use the money however you choose: Pay for medical expenses, replace lost income, pay down debt or even take a vacation.

Benefit Amount

Up to $100,000.00 Acceptance upon response to qualifying questions with NO medical exam

With the JSL $100,000 Critical Illness Insurance Program, you'll be covered for 6 Illnesses & Conditions, including:

Heart Attack	Stroke
Life Threatening Cancer	Kidney Failure
Paralysis	Major Organ Failure Requiring Transplant

Key Features

• Rate Guaranteed for 10 Years; rates adjustable by age on renewal but guaranteed never to increase more than 25%.
• Renewable without evidence every 10 years.
• Coverage to Age 75.
• Money Back in Case of Death.
• Includes indexing option (you may increase coverage amount) of 5% per year up to 150% of original coverage amount.
• Includes 24/7 Convalescence Assistance Service.
• Coverage is subject to pre-existing conditions, exclusions, limitations and survival periods
• OPTIONAL RIDERS:
  • Return of Premium: Money back on expiry at age 75.
  • Waiver of Premium: No payment necessary if disabled.

Rates and Payment Information

• Buy up to $100,000 coverage in increments of $10,000
• Premiums can be paid on a monthly or yearly basis
• Convenient Payment Option via Pre-Authorized payments directly from your chequing account.

Eligibility

• Between the ages of 18 to 55
• Guaranteed Renewable to age 75
• Please review Insurance Policy for details
• If you don't qualify due to age or because you answer YES to a qualifying question please call JSL at 800-282-2079 and an advisor will help you find the coverage you need.
• Higher coverage available to $2M with medical evidence.